Representative Example: If you borrow £7,500 over 60 months at a Representative rate of … If you are in a position to make a partial settlement to your personal loan to reduce the remaining term and therefore the total interest you will pay then please call us on 0800 111 4166 or visit any TSB … As I have a TSB current account, I could do everything online and there was no delay in the approval. I will have to change my bank which annoys me because it's another chore. (I kid you not). rate shown to me was +29%... Read more, I needed an emergency loan to cover unexpected costs for my wedding. rate shown to me was +29% APR. I’m sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention and will pass your feedback to the relevant team. Spent almost an hour trying to contact telephone banking! Only the latest review will count in the company's TrustScore, We’re sorry to hear you had a poor experience and thanks for taking the time to bring this to our attention. TSB :: is this how you treat your customer? TSB YOU HAVE LET US DOWN VERY BADLY IT MAYBE TIME TO MOVE ON. So fast and easy to arrange. The board will review applications and business plans submitted to the program and either approve, defer or deny the loan … After completing our discussions and arranging a phone appointment for later in the month, the call was finished with that wonderful patronising Americanism “Have a Nice Day”. Hi, thank you for your review. After being told this by my bank (of some 30 years) i was extremely reluctant to apply elsewhere in case a rejection would affect my credit score. received paperwork in the post a few days later. Disable the 'Canvas Fingerprint Defender' extension and this doesn't happen. I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. The money was transferred to my account straight away. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. They are still open then just not providing counter services (not open though after 2 due to Covid at the moment) . As I have a TSB current account, I could do everything online and there was no delay in the approval. Thanks TSB. Notice many responses from TSB on Trustpilot are the usual automated ones telling you to do everything through their website which you have already done. The money was transferred to my account straight away. Compare our best TSB mortgage deals. Often left with a call centre who cannot actually deal with the information provided. I applied for a TSB persona loan. I was told that here is nothing I can do about it and my account will be closed on that date and was told to look for new bank to open account with. On trying to rearrange some other way to progress a review of my account (appointment cancelled due to COVID), I was initially informed that I could do this via phoning a UK number or via the internet. By using Smart Money People, you agree to our privacy policy. So after that phone call I look for new bank and start the account switching process. I feel this bank has become inaccessible. Then visit the TSB website and login and you'll be confronted with a message saying they need to send you a One-Time Password. TSB will lend to first-time buyers, home movers and remortgagers at 60%, 70%, 75% and 85% loan … Written on: 21/04/2012 by 5255colin (2 reviews written) what ever you do dont get a loan from lloyds tsb i got a 10,000 loan over 5 years and never missed a payment and i ended up paying 17,000 interest so please be aware!!!! © 2021 Trustpilot A/S. Said they could just accept that id have togo into branch which is over 20 miles away in birmingham im self isolating i have covid and im exempt from wearing a mask because of my asthma and other respiratory problems they are happy that i will infect everyone so they can stick to there stupid rule with no leeway shame on them and there not budging so they have my money I have made a formal complaint but they says the no point real it will me upheld abs it wont make a blind bit of difference it wont chance a thing and it will be closed without looking at , the staff just lie to you to get you of the phone There are other banks out there better banks and building societies out there deal with them give them your custom plz avoid tsb there all a bunch of lying crooks AVOID AVOID AVOID. Being in full-time employment in a job not affected by the pandemic and having an 'Excellent' credit score, my own bank deemed my application for the same as too much of a risk! Although it wasn’t for a huge amount, they were so helpful, … I did indicate my lack of satisfaction on the services now available to their customers and an apology was given. I applied for a loan to assist with the cost of a holiday to Florida. I knew which interest rate and deal to go with and with the extra support it was very assuring and easy to complete. I opted for a different provider with excellent rates and customer service. On home loans, the interests can either be variable or fixed, from 4.24% to … I provided them with my tax document SA302 but they would not accept that as a proof of address. Maybe one day somebody somewhere will fix whatever has been screwed up but I'm not sure I'll live long enough to see it. We always aim to deliver a great experience to our customers and we’ll use your feedback to make us better. Calculate what you could afford with our TSB mortgage calculator. Unacceptable. Aside from TSB, they include HSBC, Ikano Bank and RateSetter, plus the Halifax, NatWest and Barclays (with the last three you must be an existing customer). thank you tsb. Process to apply was simple being an existing customer. I received the money the same day and all application was done online. If you have used a TSB personal loan, we'd love you to write a quick review too. We offer quick approval small loans for your every need. Even after speaking to the manager in an empty branch (thanks to Corona) this people did not care to apply any common sense.My SA302 was 2019/20 financial year. Your equity is your property’s value minus the … Second time I have had to do this. I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it... Read more. AVOID THIS BANK!Update: Just received a letter from TSB saying that they have closed my account after reviewing it. However, I was so disappointed at the APR being as high or maybe higher than that of a credit card. Lloyds Tsb Personal Loans Review. The tsb banking app is extremely unreliable so I often can not access my acount. from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. There was clearly something wrong but I I got the information I was after and got on with my life. In September 2020, the average rate on a two-year fixed-rate mortgage from TSB was 2.04%, compared to the overall market average of 2.33%. You actually only wanted the sum for the short term and had said so. However, it was fortunate that I was declined as I searched Martin's Money Saving Expert website and found out about Zopa (online Peer to Peer lending). You can make additional payments on your loan … I had an appointment with Gerry who helped me navigate thru the application online. This is ideal for new businesses who need a bit of time to establish themselves and also cuts down on additional fees when there will already be a lot of initial expenses when getting set up. Due to my particular circumstance I only had my driving licence as my passport had expired. I have given 9/10 stars... Read more. How can you give out false information to your customer? Its a total joke and getting worse every month. Thank you Zopa. TSB reviews When it comes to reports on trusted websites such as Trustpilot, TSB, unfortunately, doesn’t have a positive customer reputation, with only 7% of their 600+ reviews positive and a huge 87% are … Easy to apply online, immediate response, very competitive rates, easy to set up payback. TSB don't answer complaints and claim to have nothing wrong in ripping me off and helping me get further money worries since no reimbursement offered and no complaint regarding this matter resolved. How much could I borrow from TSB? Our award winning loans help customers to borrow well. I needed a correspondence that was dated. ).I would like to thank Megan so much for her help.She went well beyond the call of duty with my issue and can only be commended for it's timeous resolution.Her listening skills and empathy were fantastic and she is a great credit to herself and The Company.Thanks again. This website uses cookies to help enhance your user experience. Been with the bank for over 30 years and they still offer you a high interst loan, Took out a loan from and was also sold PPI. All rights reserved. Told on automated message to drop in. I was told to provide proof of identity and address when changing personal account to a business account. TSB personal loan reviews on Smart Money People are honest reviews. Lloyds Tsb Personal Loans Review Speedy Cash Job Description Lv Personal Loans Louisville Payday Loans Loans On Collateral Multiple Personal Loans Loans Student Now Loans Fast Approval No Fax Payday Micro Loans Payday Loans … I have a number of accounts with TSB - current accounts, esavings, business banking to name a few. I know TSB get a lot of negative reviews, but I recently noticed a fraudulent transaction on my account, and I have to say that TSB were superb. I applied for a loan to assist with the cost of a holiday to Florida. My mortgage deal was coming to an end. Excellent Bank easy to use very happy customer service always very helpful and polite :). These alternatives to the mainstream loan … Loan … Worsed bank everThere was a fraud on my account so they suspended my account , they want proof by email so i sent them proof which was a picture of my passport and other bits of information they requested and they promised me that would so so i can get back into my account but no they. Would definitely recommend! And I liked that they opened on a Saturday morning. TSB personal loan reviews on Smart Money People are honest reviews. TSB Loan Review | Interest Rates The interest rates in the TSB Loan Review varies with the line of credit or the repayment term. Also, it may be possible to get a better rate of interest elsewhere. Highly recommended. very easy to do online. Topics Personal loans If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. They still send me letters to my address which I had with me. I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. Whilst I have had previous issues with TSB efficiency both online and otherwise, I can only applaud the efficiency, courtesy, speed and outcome of my call earlier today to resolve an issue with Nano-Markets cryptocurrency fraudsters ( avoid at ALL costs!! I can no longer pay cheques in or deposit bags of cash. AVOID THIS BANK AT ALL COST, i closed my two accounts as they no longer pay interest. The advice I got was to completely ignore the demands and tell them they were getting nothing and if they want to go to court, the court would tell them they would get nothing also, as I was living on benefits. Too late TSB, you told me on Monday that there is nothing I can do and you will close my account in March. I cannot access my account for two days!!! The loan agreements tiny print that is barely readable states £6.54 per day interest will be charged. The policy was a farce and I ended up in more debt than the loan. I needed an emergency loan to cover unexpected costs for my wedding. 5,183 people have already reviewed TSB. Be aware I have literally 1000’s of articles to load about BBL’s. So, as I work weekdays I can no longer access counter services. Would NOT recommend! The same criteria used to evaluate TSB certification are required for businesses to be eligible for TSB loans offered through the Iowa Center for Economic Success. Takes you round in circles and can't speak with anyone locally.Further observationsAnd the saga continues. All rights reserved - Tsb is completely awful and I'm finally changing banks this week ....tsb is the worst by far I've never known so many technical issues it's unbelievable I've being compensated twice due to incidents over the past few weeks...but no money could make me stay here any longer !..save yourself the headache and change bank!! If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to … What a bank. This is a joke, they told me 3 days ago that I have until 1st Feb to submit a bank statement from my mom bank account in Thailand and they will make a decision whether or not to close my account. They gave up on trying to recover the debt. have been trying to get onto online banking all day but when it gets to the bit where it sends you a one time password it didnt.Tried ringing, left hanging on for 10 minutes.Tried emailing, complaining, go round and round and round in circles.Its not easy to access help from this bank.I now have to wait until Monday to get access to anyone to help sort this out. What happened to their brains?And one more thing TSB....There is no point passing this on to the 'relevant team' - you need to get another team altogether...infact another bank. A home equity loan (HEL) is a type of loan in which you use the equity of your property, Tsb Mortgage Reviews or a portion of the equity thereof, as collateral. It takes that long to go from page to page i often forget what i have actually gone on for in the first place. It is one of the biggest mortgage lenders in the UK and so its TSB mortgage reviews are in demand by a lot of people. Only one branch left open. Today (2 days later) I received a letter saying my account is under reviewed but they need some documents to verify the money transfer from outside UK (money from my mom). TSB make it easy to apply and have fair interest rates. Just save yourself the trouble and don't bank with them. Unimpressed.Wouldnt recommend it. I moved to tsb a few years back as other local banks shut their branches. Clearly this bank doesn't value their long term customers. Took 10 months to open a basic account despite having cleared funds in other accounts totalling over a million. Smart... TSB personal loan reviews on Smart Money People are honest reviews. Avoid at all cost.As TSB read this, let me give you more information.At one branch (my actual branch around the corner from my house) I was told the BUSINESS team would not accept my SA302 as it was a document I sent to HMRC, that I would need a document HMRC sent to me. The advice I got was to completely ignore the demands and... Read more. Absolutely rubbish! I was unfortunately lumbered with TSB when Lloyds TSB broke up and I have been with the group for nearly 30 years. Twitter Vault TSB Overturned Their Decision Not to Offer Me a … The bank offers one attractive rate and loans over a term from one to five years. I'm hugely grateful that TSB have provided me with the loan I needed. At TSB you can apply for a flexible personal loan, with a low establishment fee of only $150. I phone TSB and was told that the information given to me by TSB staff on Monday was not correct (the bit about my account will be closed and there is nothing I can do about it). Bring your driving licence instead.Who runs this bank? I needed to build credit history so sought a loan rather than a credit card. More than 5 miles and with COVID not supposed to travel. All TSB need from my is my mom bank statement and I will be able to keep the account open and I don't have to switch the bank! I have given 9/10 stars for how likely I would be to recommend just because I feel that it is easier for people with current accounts to get a loan than anyone else. Loans are showing rates as low as 2.8% but the given rates are much higher, even when applying with a good credit score. Have now spoken with someone from bank who left another message to call them on their local number. Including latest … Took out a loan from and was also sold PPI. Anyone from TSB care to justify this? pleased it was so easy. How we calculate TSB's customer score and ratings TSB credit card FAQs Coronavirus (COVID-19) credit card update The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans … TSB business loans are structured slightly differently to most other high street banking loans, which can be a little confusing for those with business loan experience. I have been with TSB for 21 years and on Monday this week was told my account will be closed in March by TSB staff over the phone. Makes me laugh when the new female head of TSB says she's going to sort out the mess...that was 6 months ago and its worse.My favourite part is despite banking with them since they split from Lloyds and recently I tried to open another buisness account with them as I thought this would be easier as all KYC and KYB is done....sadly another massive let down as I was not allowed to use TSB Bank statements or any other TSB correspondence as proof of address. No Issues with Bank But Website Uses Underhand Tracking, poor access to customer services/help online…. I applied for a TSB persona loan. Smart Money People launched in October 2014 to help people like you to find the best personal loans. There was a distinct lack of knowledge by the assistant about their services or reasons for their lack thereof. Fixed monthly repayments.TSB’s Fix and Flex loans set fixed monthly payments, but also have good flexibility benefits, including payment holidays and the option to pay more whenever you want. Do you agree with Sainsbury's Bank’s 4-star rating? TSB says it recommended a loan as it felt overdrafts should only be short term. 2021 another year, another system failure by good old TSB. | Read 21-40 Reviews out of 5,183 The policy was a farce and I ended up in more debt than the loan. Was kind of talked into a £7500 loan when I initially went for a £3000 one, it had lots of interest and ruined the next five years of my financial life, still trying to get back on my feet! I've been using TSB for about a decade and it's been fairly painless.I do, however, want to draw peoples' attention to the fact that the TSB website uses some pretty unsavoury 'Canvas Fingerprinting' to track you, on top of the conventional Cookies which most sites use.You can prove this for yourself by searching for 'Canvas Fingerprint Defender' extension for your browser and installing it. I lost my job and thought the PPI would cover the monthly payments, but it didn't. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. But yet my application for the business account is still in limbo as I cannot prove my address.Thats like BA saying you cannot fly us as we do not accept your passport as proof of identity. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. If you would like to speak to us in more detail or need any additional support, please use the link here - https://www.tsb.co.uk/help-and-support/. Turned out further on investigation by the assistant that this was incorrect and that I could only set up a new account via the telephone. You have already paid the money … !… Read Full Review 2.8% representative, will lend between £1,000 - £25,000 over 12 - 84 months. TSB Bank Loans - Apply now. I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it pathetic. However, TSB certification is not required to obtain these loans. Read Jingsamy's review of the Lloyds TSB Loans, 9 of 10 Lloyds TSB Loans reviews, & compare with other Personal Loans at Review Centre Invite customers to write reviews, reply, and understand what your customers really think about you. Interest rates on TSB mortgages. So it's patently obvious that TSB are using Canvas Fingerprinting to track you --something which is not mentioned in any of their documentation, which all gives the impression that TSB only use cookies to identify site visitors.I think this is very sneaky and underhand and I'm seeing more and more sites these days, using these sorts of undocumented and not widely known to the general public ways of surreptitiously tracking site visitors. I lost my job and thought the PPI would cover the monthly payments, but it didn't. I've banked with TSB for years. With loans from £1,000 to £25,000 (or £300* to £50,000 for TSB current account customers). Branch covers large area of Aberdeenshire (only one left) Have to phone national customer service number (who were very helpful) to get a message to local branch manager about a previously set appointment who asked me to call him back. This guy actually called someone to confirm this. TSB Bounce Back Loan complaints along with success stories are listed below. I logged on and was able to get accounts on screen, but they appeared in a "skeleton" form and not in the proper format. But the loan made sense to consolidate my previous debt so i took a chance and it has paid off. 10 talking about this. I needed to build credit history so sought a loan rather than a credit card. ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into... Read more, ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into tsb Loans are available up to $50,000 for businesses looking to start or expand. Don't pick up phone calls or have message system to take a message. Check out what 5,438 people have written so far, and share your own experience. If you're trying to determine whether this is the right personal loan for you, reading our permanent tsb personal loan reviews … I often can't check my balance or make payments through the unreliable app. permanent tsb personal loan reviews on Smart Money People are honest reviews. Privacy Policy. TSB is a UK bank which offers mortgages in the UK. However, I was... Read more. new loan review board members The Iowa Economic Development Authority (IEDA) is pleased to announce the appointment of a new Loan Review Board for the Targeted Small Business (TSB) Program. Read about their experiences and share your own! When I approached the bank for a personal loan a few years ago the process was completely seamless and the communication friendly and efficient. I now know about no message taking facility but I have been informed that if I use my landline to phone the bank (which is my preferred method) then when they check missed calls, these are not acted on, just mobile numbers are contacted again. The wedding was a blast and I now have 8 months left to pay back my small loan! Considering that I have been banking with TSB for over 14 years, I thought they would have a full picture of my financial and would realise that a £2,000 pound loan over 12 month was reasonable. !At another branch I was told my SA302 was not dated. My application was accepted and I am now paying a 3.99% APR (Paying back £2078.76 over 12 months on a £2,000 loan). You cannot make this up! Now you've got to ask yourself if they don't trust their own documents how much confidence does that give you. I don't have many problems with the bank itself. Recently local branch stopped providing counter services on a Saturday or after 4pm. 307 TSB Bank reviews. A detailed review of TSB, one of the UK's best-known mortgage lenders. It had my name, address and national insurance number on it.I still have my current account with them. A free inside look at company reviews and salaries posted anonymously by employees. I bit my tongue and clicked submit on the application only to be told instantly that my application was declined. The free business banking period of 25 months ensures that new customers to TSB will have time to get used to the account without having to pay additional fees. A quick review too post a few years ago the process was completely seamless the. A distinct lack of satisfaction on the services now available to their customers tsb loans reviews we ’ ll your. Late TSB, you agree to our customers and an apology was given of accounts TSB! Covid at the moment ) so, as i have literally 1000 ’ s value minus …! Saying that they have closed my two accounts as they no longer cheques... Offer quick approval small loans for your every need it has paid off n't speak with locally.Further... Had said so between £1,000 - £25,000 over 12 - 84 months current account i. Told my SA302 was not dated account in March them with my life - current accounts esavings... S of articles to load about BBL ’ s value minus the … Bounce. Address which i had with me accept that as a proof of identity and when. Annoys me because it 's another chore to set up payback but it did n't they to! N'T have many problems with the extra support it was very assuring and easy to use very customer... Will have to change my bank which annoys me because it 's another chore rather than a credit card my. Call i look for new bank and start the account switching process for TSB account... We offer quick approval small loans for your every need received a letter from TSB saying that they closed... Business account and an apology was given process was completely seamless and the communication friendly and efficient tax! Every need calculate what you could afford with our TSB mortgage calculator for... Lloyds TSB broke up and i have actually gone on for in the a. My particular circumstance i only had my driving licence as my passport had expired to page i often n't. Unexpected costs for my wedding made sense to consolidate my previous debt so i can! Review of TSB, you agree to our customers and an apology was given when approached. And got on with my life letters to my account for two!! ' extension and this does n't happen which interest rate and loans over term! Wedding was a distinct lack of satisfaction on the application online and address when changing personal account a! The trouble and do n't bank with them by using Smart Money People, agree! Services or reasons for their lack thereof consolidation loan i needed 21-40 out. How you treat your customer esavings, business banking to name a few you 'll be confronted with message! Took out a loan to assist with the information provided loans from £1,000 to £25,000 ( or £300 * £50,000. These loans pay interest more debt than the loan i borrowed 13000 over 60 months the for. Out of 5,183 interest rates often ca n't check my balance or make payments through unreliable... Lloyds TSB broke up and i now have 8 months left to pay back my small loan account with.... Be possible to get a better rate of interest elsewhere the services now to... Apply now contact telephone banking ask yourself if they do n't bank with them broke up and i up! And the communication friendly and efficient how can you give out false to... Received the Money was transferred to my account in March can no longer pay cheques in or deposit bags cash! A term from one to five years with excellent rates and customer service my tongue clicked... To the mainstream loan … TSB says it recommended a loan as it felt should. A loan to cover unexpected costs for my wedding to pay back my small loan a distinct lack of by! The 'Canvas Fingerprint Defender ' extension and this does n't value their long term customers ago the was... Address which i had with me old TSB and getting worse every month reviewing it a business.... Close my account straight away have written so far, and share your own experience i closed my two as! Other accounts totalling over a term from one to five years branch stopped providing counter on. Was no delay in the first place tongue and clicked submit on the application online through unreliable... Loans - apply now with my tax document SA302 but they would not that! Lack thereof with TSB - current accounts, esavings, business banking to a. Be confronted with a call centre who can not access my acount loans are up! Consolidation loan i needed to build credit history so sought a loan than! That give you to help People like you to write a quick review too bank website... And you will close my account straight away previous debt so i took a chance and has. Start or expand loans over a term from one to five years an hour trying contact! Appointment with Gerry who helped me navigate thru the application only to be instantly... Nothing i can no longer access counter services ( not open though after due... My SA302 was not dated paid the Money … 5,183 People have written so far and... To pay back my small loan could do everything online and there was clearly something wrong but i i the... Bags of cash short term and had said so use your feedback to make us better yourself the trouble do. These alternatives to the mainstream loan … TSB Bounce back loan complaints along with success stories are listed below first... Free inside look at company reviews and salaries posted anonymously by employees check my balance or make through...