Do not enter personal information (e.g. utility bill/ electricity bill/ bank statement. Capital One, Cash Back Credit Card, Dining Card, No Annual Fee, No Foreign Transaction Fee Southwest Rapid Rewards® Premier Credit Card Review (2020.12 Update: 50k+30k Offer) physixfan 2020-12-01 2020-12-02 47 Comments You might also consider removing all your data (including Google Pay’s payment information) by factory reset or suspending your cards by Android Device Manager (https://www.google.com/android/devicemanager). The first card you add to Google Pay app is your default card. What is the maximum number of documents I can upload each time? No. Can I use Google Pay with a rooted device? There will be no limit for transactions conducted using Magnetic Secure Transmission (MST) technology. To protect your card, keep your device under your personal control at all times and do not let others to unlock your device and do not store anyone else’s biometric credentials in your device, or else they might be able to make transactions without your authorization. No - there is no supporting documentation are required for your application. There is no additional service fee if you apply for the HSBC Premier credit card. For security purposes, we may ask you to enter a verification code to confirm your identity. Example 1 - full offset (no RC round down) - Transaction amount: HK$50.4 - Promotional Redemption rate: 1RC = HK$1.2 - RewardCash required for full offset: 42RC - HKD equivalent using promotional redemption rate: HK$1.2 x42RC=HK$50.4 - Outstanding amount after offset: HK$50.4 - HK$50.4=HK$0   Example 2 - full offset (after RC round down) - Transaction amount: HK$20 - Redemption rate: 1RC = HK$1.2 - RewardCash required for full offset: 16.67RC - RewardCash used: 16RC  (round down from 16.67RC) - HKD equivalent using promotional redemption rate: HK$1.2x16RC=HK$19.2 - Outstanding amount after offset: HK$20 - HK$19.2=HK$0.8 Example 3 - partial offset (RC balance = 11) - Transaction amount: HK$20 - Redemption rate: 1RC = HK$1.2 - RewardCash available for partial offset: 11RC -  HKD equivalent using promotional redemption rate: HK$1.2 x 11RC =HK$13.2 - Outstanding amount after offset: HK$20 - HK$13.2=HK$6.8. of ₹750 per month. Google Pay works with most NFC capable Android? Early Redemption Penalty: Total amount of outstanding monthly handling fee for the remaining period under the instalment plan plus any interest (if applicable) and an administration fee of HKD300. Launch the Samsung Pay App. Want to know more? Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Can I cancel my  "Pay with RC" instructions after they've been confirmed? By continuing to browse this site, you give consent for cookies to be used. Contactless payment transaction limit is set by the merchant. The verification code is a 6- digit numeric password and it will be sent to your registered mobile phone number. If your card comes with contactless payment function, you only need to agree to the credit card terms and conditions and activate your card so as to use contactless payment function. Upload supporting documents for a credit card application. What kind of purchase transactions are eligible and when do I need to apply? For more details of how the fee is calculated, can be found in the Credit Card Cardholder Agreement [PDF]. Do I earn RewardCash for Samsung Pay transactions? The Monthly Instalment Amount is calculated by dividing the aggregate of the Loan and all the handling fees by the relevant number of instalments. Do not jailbreak or root your mobile phone or tablet. Other than that, you can also see the last 10 Google Pay transactions made via your device under your card in the Google Pay app. Interest rates are valid at … Samsung Pay is customized for every region for the best customer experience. It provides a fast, easy and private way to pay in stores using your compatible iPhone or Apple Watch, and within some apps on your compatible iPhone or iPad. If the offset is posted after the statement date, it will be shown in your next month’s statement instead of this month’s statement. You as a primary cardholder can fully or partially pay the current statement or an individual transaction with your RewardCash ("RC"). Yes. For customized information, please refer to our HSBC website (Borrowing>Credit Cards>Credit Card Repayment Calculator), (Including 1% of monthly instalment principal amount). We are entitled to transfer or set off any money standing to the credit of any other account which you maintain with us in or towards settlement of your liability to us. It may take up to 7 working days for replacement card arrangement. Once your plastic card are reported loss, you will not be able to continue to use Apple Pay with this card. Tap “Default Card” and select your HSBC credit card to make it the default card. HSBC Premier cardholders and HSBC Advance Visa Platinum cardholders can use their RewardCash up to three years after earning it. (*Set by the Bank, Visa, MasterCard Worldwide, UnionPay or the merchant from time to time). d) Others: latest 3 months bank deposit/ bank book/ statement/ eStatement/ online transaction history in Hong Kong (showing applicant's name, account number and transaction history) or regular monthly rental income credited to applicant's bank account and the signed tenancy agreement. Premier World Debit Mastercard® card or HSBC … Free. A green light will appear on the terminal when the contactless payment transaction is completed. The "Expiry" page shows a breakdown of the RewardCash you earned, grouped and sorted by expiry date (maximum up to 3 years). Payments made using the "Pay with RC" function can't be cancelled or amended once they're confirmed. Download the latest Bank Tariff guide to see current fees and charges for credit cards. Wells Fargo: With the exception of a single premium travel card, Wells Fargo also charges the typical 3% foreign transaction fee as most other card issuers. You can use the Verification Code for Online Transaction Service once your mobile phone number record is updated. HSBC reserves the right to decide whether or not a transaction is eligible for offset by using the "Pay with RC" function. I downloaded Reward+ on my smartphone and tablet and have registered my credit card to participate in a merchant / promotional spending offer on my smartphone. The digital card is stored and protected in Secure Environment using Samsung Knox technology. Latest HK residential address proof within latest 3 months i.e. The Preferential Interest Rate only applies to the Approved Withdrawal Amount under the Cash Credit Plan. A valid mobile phone number for receiving SMS with Verification Code includes local, Mainland China or overseas numbers. For more details please read our Cookie Policy. Do I need to connect to internet when I am using Apple Pay? For more details please read our Cookie Policy. Questions about how the coronavirus is affecting your finances or our services? Beware of computer viruses: Your mobile phone is an important device to receive transaction notification or Verification Code from the bank during online banking or online purchase with your cards. Please visit the HSBC Premier Credit Card page for more details. No. The service is free for all first time applications. There is no Annual Fee or Foreign Transaction Fee. What information is shown if I tap the "Account" function? 2) Click "Add Card" and use the camera of your device to capture your card details, then enter other information manually when prompted. Please call us on 2233 3000 immediately to report loss. What information is shown on the "Expiry" page under "RewardCash summary"? What is HSBC Online Document Submission Service? How can I know whether my application for HSBC Premier Credit Card is successful? You are reminded to remove all your cards in that device by tapping "delete card" in the menu at the top right hand corner. Your monthly credit card statement will tell you when your RewardCash is due to expire. Apple Pay is currently available on the following devices, with the latest iOS or WatchOS: In app and in store iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE; In store Apple Watch when paired with an iPhone 5 or later model; In app iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3. You can upload maximum five files each time. Why? If your application is approved, we'll send out your new credit card within three working days. No. By continuing to browse this site, you give consent for cookies to be used. The Bank will also debit to the Hong Kong dollar sub-account a fee of 1% of the card transaction charged by the Bank. RC is always presented as a whole number on Reward+. *** Include the outstanding balance of HKD20,000 and the total finance charge which is accrued daily and calculated at an interest rate of 2.625% per month (equivalent to an annualised percentage rate of 36.43% on purchase and 37.75% on cash advance) on the outstanding balance until it is fully paid. If your application is successful, a letter will be sent to you for card collection. You can leave the field blank if you cannot find the application reference number. Tap on "Add Card" shown on the screen to register your card. No, you cannot cancel the document upload while it is in progress. Note that such option is a direct arrangement offered by the overseas merchants or online stores but not the Bank. Can I cancel the document upload while it is in progress? No, your Apple Pay and your HSBC plastic card share the same card account. We use cookies to give you the best possible experience on our website. Therefore, you are advised to make careful consideration before making any early repayment decision. Tap the add button. Your new password will only work for eStatements issued after you changed your password. Internet access is required during setup or to refresh the information of your past transactions. Yes, additional cardholders can apply for Apple Pay using their additional cards. All rights reserved, Submit documents for Cash Instalment Plan, Explore Financial Planning & Wealth Management, Instant RewardCash redemption at merchants, And your nearest Express Banking location, Careers, media, investor and corporate information. The use of Samsung Pay will be governed by a new mobile credit card addendum to credit card cardholder agreement which will need to be accepted during service application. Please mark down a reference number displayed on screen after you have submitted your application. I applied for a personal credit card /personal loan through HSBC Branch / Call centre, can I also submit the document via online? Will interest be charged on my Spending Instalment Plan? Can I submit the documentation later by using HSBC Online Document Submission Service after my Credit Card or Loan application submission? What is a valid mobile phone number for Verification Code for Online Transaction Service? Can I use Samsung Pay with a rooted device? Can additional cardholders apply for Google Pay? What are the system requirements for the Online Document Submission Service? Who do I contact? 2nd Step : Please select the Credit Card Payments Menu. ** Assume repayment is made on or before the payment due date of each statement month. Please provide relevant country/region code if your mobile phone number is a Mainland China/overseas number. Do I need to sign on the sales slip on contactless payment transactions? Moreover, you can also go to Settings> Wallet & Apple Pay. Pick the best APR and apply through MoneySmart to get exclusive offers and cashback now! You will notice a contactless sign on your card if your card has contactless payment function. You can earn $1 RewardCash for every HKD250 you spend on a credit card. Please refer the following table for details: , all card transactions effected in currencies other than Renminbi and Hong Kong dollars will be debited to the Hong Kong dollar sub-account after conversion into Hong Kong dollars at a rate of exchange determined by reference to the exchange rate adopted by UnionPay on the date of conversion. We can arrange a replacement card with contactless payment function for you. You can call the application hotline or log on to Personal Internet Banking to enquire your monthly handling fee. Connect your paired phone to Gear via Bluetooth if it is not already connected. Will they be shown on PIB and credit card statements just like other types of credit card transactions? If you have any difficulty in repaying any amount outstanding under the Spending Instalment Plan, you should notify us as soon as possible. Yes, you can use Apple Pay overseas in the stores with Visa payWave, MasterCard contactless or UnionPay QuickPass payment terminals. If you’re an HSBC Premier or Advance customer, you won’t be charged a non-sterling cash fee for using your debit card to withdraw money from an ATM outside the UK. If you do not logon to Reward+ using your current HSBC Personal Internet Banking ("PIB") log on details, you will need to fill in your name and credit card number on "Discover". Please ensure that you remove your card(s) from any device before selling, exchanging, or disposing of them. To enable the Android Device Manager, the bank suggest you to take these steps in advance: 1) Sign in to your Google account on your device in order to use the Android Device Manager, 2) Turn on the location access under Settings > Location, 3) Under Settings > Security > Android Device Manager, move the switches next to 'Remotely locate this device' and 'Allow remote lock and factory reset' to the 'On' position, *Different device might have different setting menu. 4. What credit card instructions can I give using Personal Internet Banking? Yes, you can use Google Pay overseas in the stores with Visa payWave or MasterCard contactless payment terminals. Once your plastic card are reported loss, you will not be able to continue to use Samsung Pay with this card. Your Google Pay will be cancelled together with the plastic card. Choose your device and add your HSBC credit card to Google Pay app to make transactions with your Android device in stores or in app. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. You can check all your transactions made via Apple Pay in HSBC Internet Banking, HSBC Mobile Banking App or the credit card statement. If your additional cardholder applies for the Google Pay successfully, both you and your additional cardholder will receive an email confirmation on the service. Depending on the model of your device, you may be able to turn off the NFC function when you are not using the Mobile Credit Card. You need to settle the remaining balance to avoid incurring any interests and finance charges if you don't fully settle the payment by the statement due date. Any of the below personal HKD HSBC Visa, MasterCard and UnionPay Dual Currency credit card are eligible for Apple Pay: HSBC Premier MasterCard Credit Card, Visa Signature Card, HSBC Advance Platinum Card, Visa Platinum Card, green Credit Card, Visa Gold Card, Visa Card, iCan Card, Master Gold Card, Master Card, HSBC Pulse UnionPay Dual Currency Diamond Card and UnionPay Dual Currency Credit Card. No. All account transaction details and RC records of that card will no longer be shown on Reward+. It takes into account your latest statement balance, and any subsequent payments you made with HKD and RC. You can register or update your mobile phone number via any of the channels below (Note: please provide relevant country/region code if your mobile phone number is a Mainland China/overseas number): (For Personal credit cards) Log on HSBC Personal Internet Banking (required a Security Device). Apply online and enjoy exclusive benefits on card rewards, air miles and welcome offers. With the above, you can proceed to add a card to Google Pay app to enjoy simple and secure way to pay. However, the final outcome will depend on the investigation result. There's a problem with a transaction on my credit card statement. Call us as soon as you notice the card is gone. I forgot my application reference number, can I still upload the document? Standalone private label card and iCAN cardholders are not eligible for the programme. Otherwise, your eStatement will be sent to your designated email address protected by password. And this service is not applicable to mobile numbers with call forwarding service. How do I set my HSBC credit card as the default card for Google Pay? We will send you an Acknowledgement Letter within 10 working days after receiving your request. HSBC will not charge you any additional fee for using Google Pay. Start right away and find out more about our credit cards and the various rewards and offers, Submit documents for Cash Instalment Plan, Explore Financial Planning & Wealth Management, Instant RewardCash redemption at merchants, https://www.visa.com.hk/en_HK/pay-with-visa/featured-technologies/visa-paywave.html#2, https://www.mastercard.com.hk/en-hk/consumers/features-benefits/contactless/contactless-locator.html, https://www.unionpayintl.com/en/servicesProducts/products/innovativeProducts/iCCard/, "Are there any service charges for using the Verification Code for Online Transaction Service", "Can I receive a verification code when I am overseas", https://www.google.com/android/devicemanager, https://www.google.com/android/devicemanage, And your nearest Express Banking location, Careers, media, investor and corporate information, HSBC Pulse UnionPay Dual Currency Diamond Card, the "Change of Address/ Telephone Number/ Fax Number/ Email Address Instruction Form" at Forms and Document Download section at, Access to "Forms and Document Download" section on, Access to "Form download centre" section at, Log on HSBC Personal Internet Banking (required a Security Device). 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